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Comprehensive disability solutions

Help your clients attract and retain key employees by combining group disability (short- and long-term) and individual Disability Income (DI) insurance on their benefits package. Together, these coverages work together to help employees protect more of their most-valuable asset—their ability to work and earn an income.

Offering both is a win

Producer advantages

  • Demonstrates your benefits expertise and helps differentiate you from the competition
  • Builds stronger client relationships
  • Can increase your compensation with multiple sales

Employer advantages

  • Helps recruit and retain quality employees
  • Reinforces positive employer-employee relationships
  • Manages the loss of income risk when an employee becomes too sick or hurt to work

Employee advantages

  • Enhances job satisfaction—often aligned with benefits offered
  • Protects their most-valuable asset—the ability to earn an income
  • Provides funds to help pay disability-related costs—such as increased medical expenses

Important Information

For producer information only. This summary is not a complete statement of the rights, benefits, limitations, and exclusions of the coverage described here. For cost and coverage details, contact your Principal® representative.


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