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Long-Term Disability

Principal Life builds employer-paid and voluntary long-term disability (LTD) solutions. Our flexible, unbundled products offer numerous benefit designs, with a variety of benefit percentages, maximums, benefit durations, own occupation and elimination periods. An Employee Assistance Program (EAP) is available to all employees covered by group employer-paid or voluntary LTD.

Advantages of disability insurance from Principal Life:  

Enhance any disability package by adding benefits.

We offer employer-paid coverage for groups with as few as three lives, and voluntary coverage for groups with as few as five lives. Availability of options may vary by state.


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Simplify disability claims

Six new videos for employers and employees

View the videos