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Short-Term Disability - Employer-Paid

Short-term disability insurance offers a full range of features to help cover employees’ financial losses when they are too ill or injured to work.

This coverage provides comprehensive benefits with several optional provisions, such as the rehabilitation incentive and reasonable accommodation benefit. 

Advantages of short-term disability coverage:

  • Coverage for total and partial disabilities.
  • Provisions to encourage employees to return to work.
  • Optional 24-hour coverage for both work-related and non-worked-related disabilities.
  • Various benefit percentages, maximums, benefit durations and elimination periods.

EC4188B-1

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