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Long-Term Disability - Employer-Paid

Long-term disability insurance offers a full range of features to help cover employees' financial losses when they are too ill or injured to work.

Advantages of long-term disability coverage:

  • *Or* definition of disability allows employees who aren't totally disabled to qualify for benefits.
  • Provisions to encourage employees to return to work.
  • Various benefit percentages, maximums, benefit durations, own occupation and elimination periods.


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