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Simplified underwriting makes applying for Key Person Replacement and other IDI solutions quick and easy.

Make sure you’re taking advantage of this valuable program from Principal.

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Key Person Replacement Insurance

A Key Person Replacement (KPR) insurance policy (HH772) provides benefits to a business if a key employee critical to the success of the business becomes totally disabled. Benefits can be used at the discretion of the employer.

The policy is conditionally renewable to age 65 with guaranteed premiums.  Plus, key employees insured with KPR policies are not limited in the amount of Principal Life DI coverage they may qualify for.

Not available in California and not approved in all states.

Important Information

For producer information only. This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact your Principal® representative.

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