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Mutual Funds Overview

You're in good company with Principal Funds

Global Investment Management. Asset Allocation Expertise. Retirement Leadership.

At Principal Funds, we're honored to be a part of your investment strategy. And we have the solutions to help make it a success.

  • Our global investment management means you get access to institutional-quality investments.
  • Our asset allocation expertise provides an easier way to invest.
  • And, our recognized retirement leadership helps you plan for and enjoy your retirement—no matter what your stage in life.

Global Investment Management — our funds are managed by many leading sub-advisors, including the extensive asset management capabilities of Principal Global Investors. 

Principal Global Investors has $281.5 billion1 in assets under management and manages assets for 13 of the 25 largest U.S. retirement plans.2 With more than 1,200 employees, including 479 investment professionals,1 Principal Global Investors trades during daylight hours in every time zone around the world.

Asset Allocation Expertise—learn how our Strategic Asset Management (SAM) Portfolios or Principal LifeTime Funds might be a good fit for your strategy.

Asset allocation helps investors and their financial professionals find the right mix of stocks, bonds, and other investments to achieve the highest potential for return while also managing risk.

As a leader in asset allocation, Principal Funds offers a suite of asset allocation options, including target-risk and target-date funds. In fact, we're the fifth-largest manager of lifecycle funds in the industry.3

Asset allocation/diversification does not guarantee a profit or protect against a loss.

Retirement Leadership—access our tools and services to help you make smart decisions about your retirement. 

Whether you're still investing for retirement, rolling over your retirement savings, or creating an income strategy during retirement, The Principal® can help you plan for and enjoy your retirement-no matter what your stage in life.

The Principal LifeTime portfolios, which are target date portfolios, invest in underlying Principal Funds. Each Principal LifeTime portfolio is managed toward a particular target (retirement) date, or the approximate date an investor starts withdrawing money. As each Principal LifeTime portfolio approaches its target date, the investment mix becomes more conservative by increasing exposure to generally more conservative investment options and reducing exposure to typically more aggressive investment options. The asset allocation for each Principal LifeTime portfolio is regularly re-adjusted within a time frame that extends 10-15 years beyond the target date, at which point it reaches its most conservative allocation. Principal LifeTime portfolios assume the value of an investor's account will be withdrawn gradually during retirement. Neither the principal nor the underlying assets of the Principal LifeTime portfolios are guaranteed at any time, including the target date. Investment risk remains at all times.

Principal Global Investors and its affiliates are sub-advisors to many of the Principal Funds.

1 As of December 31, 2012. Principal Global Investors is the asset management arm of the Principal Financial Group® (The Principal®) and includes the asset management operations of the following subsidiaries of The Principal: Principal Global Investors, LLC; Principal Real Estate Investors, LLC; Spectrum Asset Management, Inc.; Post Advisory Group, LLC; Columbus Circle Investors, Edge Asset Management, Inc.; Morley Financial Services Inc.; Principal Global Investors (Europe) Limited; Principal Global Investors (Singapore) Ltd.; Principal Global Investors (Australia) Ltd.; and the majority owned affiliates of Principal International, Inc.

2 Principal Global Investors and Pensions & Investments "P & I 1,000" report on largest pension plans, February 6, 2012.

3 As of September 30, 2012. FRC Quarterly Lifecycle Report Q3 '12.



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