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Interest Rate History

Universal Life (UL)

UL Provider Edge

09/15 – 3.90

 

Indexed Universal Life

Caps:

Price Return Cap Total Return Cap
11/13 - 11.00% 11/13 – 18.00%
02/14 - 12.00% 02/14 - 18.00%


Participation Rate:

Price Return Participation Rate Total Return Participation Rate
11/13 - 100% 11/13 – 100%
02/14 - 100% 02/14 - 110%


Floor:

Price Return Floor Total Return Floor
11/13 - 0% 11/13 – 0%

 

Fixed Account Rate Short Term Holding
Account Rate
4.50% 4.50%


Universal Accumulation II

01/13 – 4.40
05/13 – 4.25


Universal Flex II

01/13 – 3.90
05/13 – 3.75

 

Universal Life Protector IV

Policies issued 07/01/2012 and after:

07/12 – 3.15
05/13 – 3.00


Policies issued before 07/01/2012:

05/11 – 2.95
09/11 – 2.70
03/12 – 2.35
09/12 – 2.10
05/13 – 2.00


Variable Universal Life (VUL)

VUL Income II

07/08 – 4.20
01/10 – 4.05
09/10 – 3.80
09/11 – 3.55
03/12 – 3.20
09/12 – 3.00


VUL Income III

12/11 – 3.55
03/12 – 3.20
09/12 – 2.95
05/13 – 2.80


VUL Income II and VUL Income III DCA Rates

6 Month Acct 12 Month Acct
02/03 – 9.00 02/03 – 7.50
05/06 – 12.00 05/06 – 10.00
11/08 – 9.00 11/08 – 7.00


Survivorship Universal Life

Survivorship Universal Life Protector (SULP)

12/06 – 4.35
05/07 – 4.45
04/08 – 4.65
01/10 – 4.50
09/10 – 4.25
09/11 – 4.00
03/12 – 3.65
09/12 – 3.40
05/13 – 3.25


Survivorship Universal Life Protector II (SULP2)

09/12 – 3.40
05/13 – 3.25


Corporate-Owned Life Insurance (COLI)

Benefit Variable Universal Life 2 (BVUL2)

10/08 – 5.15
01/10 – 5.00
09/10 – 4.75
09/11 – 4.50
03/12 – 4.15
09/12 – 3.90
05/13 – 3.75


Executive Variable Universal Life 2 (EVUL2)

10/08 – 4.65
01/10 – 4.50
09/10 – 4.25
09/11 – 4.00
03/12 – 3.65
09/12 – 3.40
05/13 – 3.25

Note: Interest rates for a specific product may not update at the same time other products have interest rate updates. An example would be when a product has already reached it’s minimum guaranteed interest rate.

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