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Short-Term Disability - Voluntary

Voluntary short-term disability insurance helps employers manage benefit costs and allows employees to buy benefits at work at group rates with the convenience of payroll deductions.

This coverage provides comprehensive benefits with several optional provisions, such as the rehabilitation incentive and reasonable accommodation benefit. 

Advantages of voluntary short-term disability coverage:

  • Available to purchase independently or in conjunction with employer-paid benefits.
  • Provisions to encourage employees to return to work.
  • Optional 24-hour coverage for both work-related and nonwork-related disabilities.
  • Various benefit percentages, maximums, benefit durations and elimination periods.

2465109-102022 | 10/2022

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