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Life doesn’t always go according to plan. Accidental injuries happen, and they can have a big impact on the wallet. Principal® accident insurance helps supplement key benefits such as medical and disability coverage by providing a lump-sum cash benefit. It can be used any way it’s needed to help pay expenses like medical deductibles and copayments; transportation, food and lodging; childcare; and home healthcare needs.

Accident insurance offers a simplified design that’s unlike many other accident coverages. It pays an up-front benefit based on covered injuries received, removing any guesswork about the benefit amount. That means less paperwork and quicker benefit payment. It covers:

  • Burn
  • Coma
  • Concussion
  • Dental injury
  • Eye injury
  • Dislocation
  • Fracture
  • Internal injury
  • Disc, knee cartilage, tendon, ligament or rotator cuff injury
  • And more



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