Life doesn’t always go according to plan. Accidental injuries happen, and they can have a big impact on the wallet. Principal accident insurance helps supplement key benefits such as medical and disability coverage by providing a lump-sum cash benefit. It can be used any way it’s needed to help pay expenses like medical deductibles and copayments; transportation, food and lodging; child care; and home healthcare needs.
Accident insurance offers a simplified design that’s unlike many other accident coverages. It pays an up-front benefit based on covered injuries received, removing any guesswork about the benefit amount. That means less paperwork and quicker benefit payment. It covers:
ACCIDENT INSURANCE PROVIDES LIMITED BENEFITS.
Valuable discounts are available to customers with group dental, disability, life, vision, critical illness and/or accident coverage. These discounts are not insurance.
- Laser Vision Correction1 - Savings on the surgery through the National Lasik Network, administered by LCA-Vision, Inc.
- Hearing Aid Programs - Through American Hearing Benefits, Inc. (AHB) and Ear Professionals International Corporation (EPIC), employees and their families are eligible for up to 60% off hearing aids.
- Vision Care1,2 - Discounts on LASIK surgery, eye exams, prescription glasses and lens options, as well as contact lens evaluations and fittings through VSP. Available with insured dental and/or vision coverage.
1Not available with managed care vision.
2Not available with self-funded coverage.
Discounts and services are not part of the coverage and may be changed or discontinued at any time. Principal Life is not liable for products and services provided by third parties.