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Business Loan Protection Rider

The Business Loan Protection (BLP) rider covers loans taken out for business-related expenses, such as:

  • Purchase or expansion of a practice or business
  • Purchase of expensive equipment
  • Facility renovations
  • An increase in working capital or build-up of inventory

It's available as a cost rider on Overhead Expense insurance policies (HH789 and HH702) - in approved states (DI2307) (PDF).  In the event of a total disability, benefits can be assigned to the financial institution holding the loan.

This rider offers guaranteed premium rates until the client reaches the Termination Date. It cannot be conditionally renewed beyond the age 65 policy anniversary. 

Note: This rider is not available in California and is not approved in all states (DI2307) (PDF).

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