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DI helps people live their best lives when the unexpected happens

Learn how James and his wife, Sherron, benefited from DI and OE insurance

Read their story

Overhead Expense Insurance

Overhead Expense (OE) insurance reimburses a business owner for business expenses incurred during a disability. This coverage helps owners keep their businesses running when they are too sick or hurt to work.  Covered expenses are typically those that are deductible for federal income-tax purposes, such as premiums for malpractice insurance, mortgage/rent, salaries, utilities, water and more.

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