How prepared are your clients to transition their business if a disability occurs?
Our research shows the importance of business-continuation planning.Read the findings
Disability Buy-Out Insurance
Disability Buy-Out (DBO) insurance funds a buy-sell agreement to buy out a totally disabled business owner. This coverage maximizes the financial return when a business is transferred, while minimizing tax liability.
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Policy form: HH703, HH794
Key materials listed below.
Business Planning Services fact finder - IDI version (Customizable) (BB10847C)
This client piece shows the business planning services process in a flowchart format and includes fact-finding questions.
Approach Letter about Disability Buy-Out insurance (DI9191)
For business owners. This letter shares how Disability Buy-Out Insurance can help fund a buy-sell agreement..
KPR and DBO working together for business continuation needs (JJ1844)
This piece is directed to business owners. It shows how KPR and DBO can work together to ease the transition after an owner becomes disabled.
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For producer information only. This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact your Principal® representative.