Life Insurance

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Indexed Universal Life

Indexed UL Accumulation II Indexed UL Flex II

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Indexed Universal Life Insurance

Indexed universal life (IUL) insurance offers a great story to clients. It begins by helping them protect their livelihoods with a death benefit. Then it builds by helping them accumulate a cash value for later on. It offers the flexibility and guarantees of traditional UL with greater growth potential.

Growth in policy values is linked to stock market index performance without direct market participation
Values are protected against index loss with a guaranteed minimum rate.
Asset and tax diversification within a portfolio is increased.

Choose from these products:

Principal Indexed Universal Life Accumulation II^SM – Offers long-term growth and income. Ideal for ages 35-55.
Principal Indexed Universal Life Flex II^SM – Offers flexible coverage with moderate cash value in years 15-30. Ideal for ages 35-65.

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