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Variable Universal Life Income II

Principal Variable Universal Life Income IISM (VUL Income II) provides life insurance benefits and a variety of investment choices for meeting personal protection and accumulation goals. With its focus on income out of the policy, it is also a good option to help fund nonqualified plans such as executive bonus, key person and split dollar. Our next generation product, VUL Income III, is available for use in approved states - except Maryland

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Important Information

Before investing in variable life insurance, investors should carefully consider the investment objectives, risks, charges and expenses of the policy and the underlying investment options. This and other information is contained in the free prospectus and, if available, the summary prospectus, which can be obtained from your local representative or online at www.principal.com. Please read the prospectus and, if available, the summary prospectus carefully before investing.

Variable life insurance is subject to market risk, including the potential loss of the principal invested.

In exchange for the death benefit, life insurance products charge fees such as mortality and expense risk charges and surrender fees.

The Death Benefit Guarantee rider and all guarantees are subject to the claims-paying ability of Principal Life Insurance Company.   

The policy rider descriptions are not intended to cover all restrictions, conditions or limitations that may apply. See the policy and rider for full details. Riders are subject to state variations and may not be available in all states. Some riders may require additional premium.


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