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SUL Provider

Principal® Survivorship Universal Life Provider (SUL Provider) is designed for clients who want the security of cost-effective, long-term protection on two lives. It’s ideal for clients with legacy and estate planning needs, or business transition needs.

This product is approved in all states.

Important Information

Some things clients should consider:

  • Universal life insurance has fees and expenses that can impact its cost and cash value growth.
  • If policy performance is less than expected, an increase in premium payments may be needed.
  • This product may require more active management by the policyowner due to its flexibility and cash value component.

Withdrawals and loans may decrease the amount of death benefit and cash accumulation value.

In exchange for the death benefit, life insurance products charge fees, such as mortality and expense risk changes and surrender fees.

All guarantees are subject to the claims-paying ability of the issuing insurance company.

The policy rider descriptions are not intended to cover all restrictions, conditions, or limitations that may apply. See the policy and rider for full details. Riders are subject to state variations and may not be available in all states. Some riders may require additional premium. Insurance products issued by Principal National Life Insurance Company (except in NY) and Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services offered by Principal Life. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.

For financial professional use only. Not for public distribution.


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