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Universal Life Flex II

Principal Universal Life Flex II℠ (UL Flex II) provides affordable death benefit protection and premium flexibility to meet changing needs. It offers exceptional value with extended no-lapse guarantees to the lesser of age 95 or 35 years, low policy charges for strong cash accumulation, plus an automated income feature with over-loan protection. As an added benefit, experience the speed and ease of Principal Accelerated UnderwritingSM.  

Important Information

Premium payments can be increased, decreased or skipped provided there is enough accumulated value built up within the policy to cover the cost of insurance and other policy charges.

The policy rider descriptions are not intended to cover all restrictions, conditions or limitations that may apply. See the policy and rider for full details. Riders are subject to state variations and may not be available in all states. Some riders may require additional premium.

All guarantees are subject to the claims-paying ability of the issuing insurance company.

Withdrawals prior to age 59½ may be subject to a 10% tax penalty and sales loads.

Withdrawals and loans may decrease the amount of death benefit and cash accumulation value.


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