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Universal Life Accumulation II

Principal Universal Life Accumulation IISM (UL Accumulation II) is a highly flexible UL solution, focused on strong cash value accumulation and income out in a variety of scenarios. It is designed to provide easy income automation and over-loan policy lapse protection with many  other key features – including our Chronic Illness Death Benefit Advance rider, three death benefit options, Super Standard underwriting risk class and 10-year no lapse guarantee.

Important Information

You may increase, decrease or skip premium payments, provided you have built up enough accumulated value within your policy to cover the cost of insurance and other policy charges.

The policy rider descriptions are not intended to cover all restrictions, conditions or limitations that may apply. See the policy and rider for full details. Riders are subject to state variations and may not be available in all states. Some riders may require additional premium.

All guarantees are subject to the claims-paying ability of the issuing insurance company.

Withdrawals prior to age 59½ may be subject to a 10% tax penalty and sales loads.

Withdrawals and loans may decrease the amount of death benefit and cash accumulation value.


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