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Disability Income (DI) - Series 700 and California

Below are product details and materials available for states that haven’t approved Principal® Income Protector.

Product details

  • Issue ages: 18 to 60 (18-641 for multi-life cases)
  • Occupation classes: All
  • Elimination periods: 30, 60, 90, 180, or 365 days
  • Benefit periods: 2 years, 5 years, To Age 65, To Age 67, or To Age 70
  • Benefit maximum: Up to $35,000 per month issue limit ($20,000 per month issue limit in CA); up to $35,000 per month participation limit with other disability coverage
  • Discounts (not all can be stacked together): 10% Affiliation2,10% Select Occupation, 20% Multi-Life Discount3, 10% Association2, up to 10% Mental/Nervous Substance Abuse rider discount4
  • A variety of riders are available to help customize the policy

1 Older ages may be available subject to underwriting approval.
2 Not approved in all states. Visit www.principal.com/distateapprovals for more information.
3 Available when three or more employees with a common employer purchase Individual Disability Insurance from the same producer. For medical and dental residents/fellows/interns/students, use the 20% Multi-Life Resident discount (gender-specific rates). All must be from the same institution. Excludes staff physicians.
4 Required in single and multi-life cases in NY and CA and single life cases in FL. May also be required based on occupation. Rider is not available in VT.

Consumer materials

Producer materials

Important Information
This content is designed for use by financial professionals. Consumers may learn more about products and services on principal.com. Disability insurance has limitations and exclusions. For cost and coverage details, contact your Principal® financial professional. 


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