Transfer strategies are designed for business owners who have a current need to transfer the ownership of their business. These strategies provide a means to meet a business’ capital transfer needs.
View Solutions below for more details about each strategy to choose the one that will be best for your client.
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- Installment Sales - Strategy in which the seller receives one or more payments from the sale of the business. This can be an effective strategy to convert business interests and other property to retirement income, and spread the gain on a sale over time. Additional types of payment for business sales include: interest-only note, minimized business value and lump sum payment.
- ESOPs – This strategy establishes an employee-owned company and offers a flexible, tax-favorable way to exit the business, provide retirement benefits and retain and motivate employees.
- Gifting Strategies - Used to transfer business interests - perhaps at a discount - from current owners. This generally can be an efficient means to transfer business interests between family members.
- GRATs - Grantor Retained Annuity Trusts is used for clients who want to transfer business interests with minimal gift and estate tax liability.