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Get started with Principal IDI

Helping your clients live their best lives begins with helping them protect the assets they rely on every day. Principal® can help you do that with our comprehensive suite of individual disability insurance (IDI) solutions for individuals, business owners and employees.

IDI is “like a back-up plan” your clients can count on. It helps protect their income – or business – if they become too sick or hurt to work. And coverage can be tailored to meet their specific budget and needs.

IDI solutions
Protection for:
Individuals Business owners Employee benefits
Disability Income X   X
DI Retirement Security X   X
Key Person Replacement 1   X  
Disability Buy-Out   X  
Overhead Expense   X  
Business Loan Protection 1   X  

1 Not available in CA. Visit principal.com/distateapprovals for more information.

Beyond the products

We’re more than just products. It’s about the service you’ll receive from Principal and the expertise, education and ease of doing business to help you succeed with IDI.

Expertise - Direct access to a team of professionals ready to help, like your local IDI wholesaling team (800-654-4278), underwriting (800-654-4278, options 3,3) and claims (800-654-4278, options 4,3,4).
Education - Get access to our target market and prospecting support to help you start the conversation with clients. You’ll have opportunities for sales training and access to market place thought capital to keep you in-the-know.
Ease - Providing the tools and resources you need to do business easier and faster. Including simplified underwriting and eApp (login required).


Important Information

Disability insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392. For producer information only. This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact your Principal® representative.

DI9924 – 10/2018

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