Get started with Principal IDI
Helping your clients live their best lives begins with helping them protect the assets they rely on every day. Principal® can help you do that with our comprehensive suite of individual disability insurance (IDI) solutions for individuals, business owners and employees.
IDI is “like a back-up plan” your clients can count on. It helps protect their income – or business – if they become too sick or hurt to work. And coverage can be tailored to meet their specific budget and needs.
|Individuals||Business owners||Employee benefits|
|DI Retirement Security||X||X|
|Key Person Replacement 1||X|
|Business Loan Protection 1||X|
1 Not available in CA. Visit principal.com/distateapprovals for more information.
Beyond the products
We’re more than just products. It’s about the service you’ll receive from Principal and the expertise, education and ease of doing business to help you succeed with IDI.
|Expertise - Direct access to a team of professionals ready to help, like your local IDI wholesaling team (800-654-4278), underwriting (800-654-4278, options 3,3) and claims (800-654-4278, options 4,3,4).|
Education - Get access to our target market and prospecting support to help you start the conversation with clients. You’ll have opportunities for sales training and access to market place thought capital to keep you in-the-know.
Ease - Providing the tools and resources you need to do business easier and faster. Including simplified underwriting and eApp (login required).
Key materials listed below. Login required.
IDI marketing guide (JJ2244)
This marketing guide shows producers how to sell individual disability insurance, including info on products, talking to clients, underwriting and closing sales.
Stackable IDI discounts (JJ1591)
This producer flyer discusses how the MNSA, Association, Multi-Life and Select Occupation discounts can be stackable.
How to use eApp (JJ2186)
This producer piece outlines how eApp works and answers some commonly asked questions about it.
Managing business online (JJ1594)
This producer brochure highlights the online tools that are available to manage their business and identify opportunities to reach out to clients for benefit increases and lapses.
Top 5 marketing pieces:
Sales ideas flipchart (JJ1151)
Use this flipchart (pages are 3-hole punched) with consumers to highlight the need for DI and share some supporting statistics. Order limit is 25.
Income protection infographic (JJ1907POD)
Highlight the features and benefits of the Individual DI insurance policy.
Business owner infographic (JJ2077POD)
This infographic show why business owners should protect themselves, their employees and their business with disability insurance.
Income protection video (JJ1787)
Use this video to show consumers the need for income protection.
Disability insurance from Principal® is issued by Principal Life Insurance Company, Des Moines, IA 50392. For producer information only. This summary is not a complete statement of the rights, benefits, limitations and exclusions of the coverage described here. For cost and coverage details, contact your Principal® representative.
DI9924 – 10/2018