Web Content Viewer

Principal Point of View: Archives

Principal® Point of View analyzes financial news and trends face to face in a regular roundtable discussion. The panels highlights issues for advisors to consider before their clients ask tough questions. Previous panel discussions and links to resources can be found here.

November 2018: Midterm Elections

Panel

  • Robin Anderson, senior economist, Principal Global Investors
  • Rachel Stanley Nguyen, assistant vice president, government relations
  • Heather Winston, assistant director, client relationship, direct to consumer

Advisors, help your clients make financial sense of the midterm elections

Politics may not be the safest topic for holiday chitchat among extended family. But as an advisor, you can be useful to your clients without getting partisan. There are ways to help them better prepare their portfolios and budgets based on the outcome at the ballot box.

The effects of the recent midterm elections—with Democrats retaking control of the US House of Representatives—will sweep through all our lives, financial or otherwise, in the coming year.

While the experts at Principal don’t have an easy solution for your clients’ dinner parties, they do empathize.

Follow the full discussion in the Principal Knowledge Center.

October 2018: Tax Reform

Panel

  • Robin Anderson, senior economist, Principal Global Investors
  • Tyler DeHaan, director, Retirement Solutions
  • Rachel Stanley Nguyen, assistant vice president, government relations
  • Scott Van Wyngarden, retirement income and tax consultant
  • Mark West, assistant vice president, Advanced Solutions
  • Heather Winston, assistant director, client relationship, direct to consumer

Take control of the tax-reform conversation, because your clients are full of questions

Tax reform (the Tax Cuts and Jobs Act) that took effect at the start of the year delivered a dose of financial juice to many households, despite economic hits they may have since suffered.

As 2018 winds down, taxpayers wonder if and how they might make last-minute adjustments to maximize returns. 

“I think there will be a lot of surprises in the spring,” says Scott Van Wyngarden, a Principal tax consultant who was on this month’s panel.

This is the time for advisors to be proactive, say our experts.

Follow their full discussion in the Principal Knowledge Center.

September 2018 - Interest Rates

Panel

  • Robin Anderson, senior economist, Principal Global Investors
  • Bob Baur, executive director—chief global economist, Principal Global Investors
  • Patti Bell, assistant vice president, business solutions, U.S. Insurance Solutions
  • Chris Bowman, vice president, product management, Retirement Income Solutions
  • Heather Winston, assistant director, client relationship, direct to consumer

The most controversial number is about to change

We’ve been waiting a long time for the boom to bust. But what exactly does an advisor do with their business when the bull stops running so fast?

The most widely scrutinized number—maybe besides the score of the World Cup Final or the Super Bowl—is going up.

A U.S. Federal Reserve interest rate hike is expected in September, likely followed by yet another uptick in December. The prospect of the central bank edging its federal funds rate over 2 percent triggers a new season of hand-wringing across the business world.

There’s been a lot of momentum. Years of it, really. And this gradual move by the Fed can feel unsettling to your business.

We believe our expertise can provide some insights in how to assuage clients' concerns, so you’ll be ready for an interest-rate hike.

Follow the full discussion in the Principal Knowledge Center.

Small Banner Web Content Viewer