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No change to our registered index-linked annuity rates


Below is a link to the most recent Principal Strategic Outcomes standard and enhanced rates. These rates will be in effect April 9, 2024 – April 22, 2024.

Principal Strategic Outcomes rates as of April 9, 2024.

Principal Strategic Outcomes is a registered index-linked annuity providing some downside protection against market loss and upside growth potential when markets perform well. This product offers the flexibility to tailor the annuity to fit your clients’ overall financial plan, including choices of segment length, investment index, and protection level. 

Segment rates are updated on the 9th and 23rd of each month. All current segments and rates can be found at principal.com/strategicoutcomes.

Contact us at annuitysalesdesk@principal.com
or call 866-309-1623.




May not be available in all states or with all broker dealers.

See linked communications for additional important information.

Principal® Strategic Outcomes does not directly participate in any stock, equity investments, or index. It is not possible to invest directly in an index.

Annuities issued by Principal Life Insurance Company®. Securities offered through Principal Securities, Inc., member SIPC and/or independent broker-dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, Iowa 50392.

Index-linked deferred annuity contracts are complex insurance and investment vehicles. This Contract is a security and there is a risk of substantial loss of principal and earnings. The risk of loss may be greater when early withdrawals are taken due to any charges and adjustments applied to such withdrawals. These charges and adjustments may result in loss even when the value of a segment option has increased. Clients should consult with a financial professional about the appropriateness of this product based on their financial situation and objectives.

There is risk that this segment interim value could be less than the original premium payment even if the applicable Index has been performing positively. The buffer or floor rate provides limited protection. There is a possibility of a significant amount of loss of the total premium payment, credited interest, and prior earnings. In the index linked segment options it is possible that the total loss could be 100%. If clients choose to allocate amounts to an index linked segment option subject to a cap rate, that rate limits the positive index change, if any, that may be credited to the annuity for a given segment term. The participation rate limits the positive index change, if any, that may be credited to the annuity for a given segment term. It is possible to receive less than the full protection of the buffer rate or floor rate. Once a segment lock-in is executed, it is irrevocable for that segment term. A lock-in will not be applied retroactively and can only be exercised for the entire segment option. A segment lock-in may only be exercised once per segment term for each index-linked segment option. There is no guarantee that any particular segment option or Index will be available during the entire period.

Withdrawals will reduce the contract value and death benefit. Some withdrawals may be subject to additional charges and adjustments. Withdrawals before age 59½ may be subject a 10% early withdrawal federal tax penalty in addition to ordinary income taxes.
Guarantees are based on the claims-paying ability of the issuing insurance company.

All guarantees and benefits of the insurance policy are backed by the claims-paying ability of the issuing insurance company. Policy guarantees and benefits are not obligations of, nor backed by, the broker/dealer and/or insurance agency selling the policy, nor by any of their affiliates, and none of them makes any representations or guarantees regarding the claims-paying ability of the issuing insurance company.


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