Web Content Viewer

New rates for Principal Indexed Universal Life Accumulation II

01/12/2024

A new year brings renewed sales opportunities with Principal Indexed Universal Life Accumulation IISM (IUL Accumulation II). Effective January 16, new-issue policies (in all states, except New York) will have new rates. This includes higher caps and improved early cash values for your clients.

With a simple, transparent design—and the same valuable features below—IUL Accumulation II is attractive to the business market. It offers death benefit protection and cash value growth—making it ideal for key employee retention and retirement or business owner retirement solutions. 

Key features*

This product continues to offer your clients:

  • A choice of three index-linked accounts.
  • Optional, high-early cash surrender value rider that can provide businesses a balance sheet boost.
  • Innovative, automated income platform that helps maximize distributions and protect against unplanned tax events.

The new rates are updated on our Principal Life Illustration System and Winflex.

IUL Accumulation II transition guidelines | IUL Accumulation II website

Questions?

Contact the National Sales Desk at 800-654-4278 to learn how IUL Accumulation II can help your clients get the life insurance protection they need with attractive growth potential.


*Some considerations for clients:

  • Returns capped at a certain level.
  • IUL may have higher fees than other policies.

Insurance products issued by Principal National Life Insurance Company (except in NY) and Principal Life Insurance Company®, and the companies available through the Preferred Product Network, Inc. Plan administrative services offered by Principal Life. Principal Funds, Inc. is distributed by Principal Funds Distributor, Inc. Securities offered through Principal Securities, Inc., Member SIPC and/or independent broker/dealers. Referenced companies are members of the Principal Financial Group®, Des Moines, IA 50392.
Please inform clients that contract rider descriptions are not intended to cover all restrictions, conditions, or limitations. Refer to rider for full details.
For financial professional use only. Not for distribution to the public.

3282914-122023

Back to News Home