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Principal Variable Universal Life – Business (VUL-Business) insurance was specifically designed for the needs of your business owner and executive clients. This flexible product can help fill multiple needs that business insurance is often relied upon, including death benefit, living benefits, deferring or minimizing taxes (income and estate), timing challenges, and cash flow management. VUL-Business combines protection, business-focused features and market-based growth potential all in one product. Note: The product is only available for coverage that will be employer-owned or employer-sponsored.

Important Information

Before investing, carefully consider the investment option objectives, risks, charges, and expenses. Contact a financial professional or visit principal.com for a prospectus or, if available, a summary prospectus containing this and other information. Please read it carefully before investing.

Variable life insurance is subject to market risk, including the potential loss of the principal invested.

No investment strategy such as asset allocation or diversification can guarantee a profit or protect against loss in periods of declining value.

In exchange for the death benefit, life insurance products charge fees such as mortality and expense risk charges and surrender fees.

All guarantees are subject to the claims-paying ability of the issuing insurance company.

The policy rider descriptions are not intended to cover all restrictions, conditions or limitations that may apply. See the policy and rider for full details.  Riders are subject to state variations and may not be available in all states. Some riders may require additional premium.


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