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Risk Protection (Life/DI Combo)

Life and disability income (DI) insurance are essential to protecting incomes, loved ones and assets from unpredictable risks. With the right protection in place, your clients can build financial strategies in confidence.

The benefits of benefit restoration

Life and disability insurance can also be used to help meet the needs of key employees as part of a benefit restoration plan. Many employer-provided benefits offer less (as a percentage of pay) to higher-compensated employees. A benefit restoration plan can include solutions like supplemental individual life and disability insurance, and bring benefit levels up to a more equivalent percentage of their salaries.

Explore these resources to learn more about the opportunity and help promote the value of benefit restoration with business clients:

  • Customizable brochure (LH185C): Customize
  • White paper (LH183): View (PDF) • Order
  • Flyer (LH187): View (PDF) • Order
  • Producer presentation (BB12591): View (PPT)
  • Producer success story (LH168): View (PDF) • Order
  • Key employee retention and retirement approach email (LF952): View (OFT)
  • Key employee retention and retirement video (BB12083): View
     

Learn more about the opportunities presented by selling life and disability income insurance together.

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