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Overhead Expense Insurance

Overhead Expense insurance reimburses a business owner for business expenses incurred during an owner's disability. Covered expenses are those that are deductible for federal income tax purposes, such as replacement salaries, utilities, phone bills and lease payments.

The policy is non-cancelable and guaranteed renewable to the insured’s age 65 policy anniversary or for five years from policy date, whichever is later.

In states where the HH789 product is not approved, the HH702 product is available (excluding California). View state approvals.

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