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Disability Buy-Out Insurance (HH794)

Whether the owner is a sole proprietor or just one of many in their business, disability Buy-Out (DBO) insurance helps fund the purchase of a totally disabled  business owner's interest under a buy-sell agreement. It allows remaining business owners or a key employee to continue the business without:

  • Using business cash flow
  • Obtaining loans from financial institutions
  • Selling shares of the business to get working capital

The HH794 policy is conditionally renewable to age 65 or 67 with guaranteed premiums and also offers a one-way buy-out solution for sole proprietors - something no other carrier can offer.

The HH794 policy is not approved in all states. For more information, refer to www.principal.com/distateapprovals.

Important Information

This content is designed for use by financial professionals. Consumers may learn more about products and services on www.principal.com.


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