Inheritance Equalization
Inheritance equalization is an estate planning strategy designed to help business owners evenly transfer their assets to business and non-business heirs. Closely held business and farm/ranch owners may have a majority of assets tied up in the business. One or more heirs may also be employed by the business. An inheritance equalization strategy, using life insurance, can provide for the non-business heirs, while keeping the business intact for the heirs continuing the business.
Inheritance equalization:
- Treats heirs equitably at death, regardless of their involvement in the business
- Is used by an irrevocable life insurance trust owned by the heirs or by the business owner depending on goals and objectives.
Get started by reviewing the Inheritance Equalization Overview for more details. (BB9638).
Based on your target market, find marketing materials designed for the following market-specific approaches:
Inheritance Equalization Overview (BB9638)
Help clients understand how using life insurance can provide for non-active heirs while keeping the business intact for the heirs continuing with ownership.
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For a customized proposal, see the Family Business Planning page, or the Agribusiness Solutions page.
View our life insurance products.
ILIT Financing Strategies Comparison (Single insured) (BB11629)
Compares the features of six financing strategies for single insured life insurance owned by an irrevocable life insurance trust. Includes content from BB11630.
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Important Information
For financial professional use only.
3406529-022024