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Our income annuities

Today’s investors are facing a tough road to retirement. Your clients are likely concerned. They’ve worked hard. They’ve saved. But there is uncertainty surrounding Social Security and there are fewer employer-sponsored pension plans. They might be asking, “How do I go from receiving an income during my working years to creating a retirement income that will last into the future?”

An income annuity is an insurance contract that promises a guaranteed stream of income based on the claims-paying ability of the issuing insurance company. It’s paid over a period of time in exchange for a lump sum of money. Basically, it’s like a paycheck for life.

Income annuity benefits

  • Provides a guaranteed income stream for life or a set period of time
  • Gives payment stability to help cover essential expenses
  • Offers tax advantages
  • Gives a variety of benefit options to meet client needs
  • Opportunities for inflation protection

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