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Principal Preferred Series Annuity

Life doesn’t always go as planned. That’s why your clients need a little flexibility when it comes to saving for the future.

Principal Preferred Series Annuity gives your clients the flexibility to choose between a higher interest rate or guaranteed return of premium.* It’s an annuity that can be customized to your clients’ specific needs.

What else makes Principal Preferred Series Annuity a flexible fixed annuity?

  • Clients can make optional additional payments during the first year
  • During the last 30 days of the guarantee period, clients can  choose one of the following options:
    • renew the contract with no hassle
    • withdraw money without surrender charges
    • keep the contract but set a new guarantee period

For additional information, please download the product brochure.

*Guarantees are based on the claims-paying ability of Principal Life Insurance Company. Return of premium option may not be available on all guarantee periods and in all states at all times.

This content is designed for use by financial professionals. Consumers may learn more about products and services on principal.com.

 

Important Information

This content is designed for use by financial professionals. Consumers may learn more about products and services on principal.com.

Withdrawals prior to age 59 1/2 may be subject to a 10% IRS penalty tax.

Guarantees are based on the claims-paying ability of Principal Life Insurance Company.

Contract rider descriptions are not intended to cover all restrictions, conditions or limitations. Refer to rider for full details. Riders are subject to state availability.

Not FDIC or NCUA insured. May lose value. Not a deposit. No bank or credit union guarantee. Not insured by any federal government agency.

Annuities are issued by Principal Life Insurance Company. Securities offered through Principal Securities, Inc,. 800.852.4450, Member SIPC, and/or independent broker/dealers. Principal Life and Principal Securities are members of the Principal Financial Group®, Des Moines, IA 50392, principal.com.

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