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What new CSO/PBR requirements mean for you


A new regulation for life insurance products requires insurers to use the 2017 Commissioners Standard Ordinary (CSO) mortality table and Principle-Based Reserving (PBR) for any policy issued after Dec. 31, 2019. Products that aren’t compliant with these guidelines can’t be issued after that date.

We’ve been busy preparing our portfolio for the changes. Check out the link below for key dates to help ensure your Principal® business gets issued and paid in 2019, plus get answers to questions you may have.

Key dates and Q&A

Let’s connect. Contact the National Sales Desk at 800-654-4278 with additional questions.

Insurance products issued by Principal National Life Insurance Co (except in NY) and Principal Life Insurance Co and distributed through Principal Securities, Inc., 800-247-9988, Member SIPC. Plan administrative services offered by Principal Life. Principal National, Principal Life, and Principal Securities are members of the Principal Financial Group®, Des Moines, IA 50392.
For financial professional use only. Not for distribution to the public.

© 2019 Principal Financial Services, Inc. Principal, Principal and symbol design, and Principal Financial Group are trademarks and service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.


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