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Accelerated Underwriting Program

Our underwriters live by a simple philosophy – underwrite and over-perform. See it in action when you request Principal Accelerated UnderwritingSM for qualified clients.

This innovative program uses data that can quickly be obtained to eliminate lab testing/exams for approximately 50 to 60 percent of Preferred and Super Preferred applicants who qualify based on age, personal history and face amount requirements. And, it’s available on all of our life product offerings, which include: Term (10-, 15-, 20-, and 30-year), universal life, indexed universal life, variable universal life (VUL), survivorship universal life, or Benefit VUL II (NY only).

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