Guaranteed Standard Issue (GSI)
Principal Life offers an underwriting program for disability insurance that guarantees a set monthly benefit amount of coverage to specific employee groups. Plus, discounts may be available on the cost of coverage.1 And for employer-paid GSI cases, we offer an innovative eEnrollment platform for eligible employees to electronically apply and sign for their disability insurance coverage. Watch a short video on this process. Review the GSI Program Profile.
Our knowledgeable sales and service teams work with you to make sure you're getting the best solution to meet the needs of your client.
| Guaranteed Standard Issue (GSI) | Fallback GSI | |
| Routine medical | No | Yes |
| APSs | No | Yes |
| Financials | Employee census | Employee census |
| Benefits | Based on census and participating lives | Initially up to maximum issue and participation limits. Offer based on census and participating lives. |
1 Discounts have requirements that must be met and may not be available in all states. Contact your local representative for details.
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