Guaranteed Standard Issue (GSI)
Principal Life offers an underwriting program that guarantees a set monthly benefit amount of coverage to specific employee groups. Plus, discounts may be available on the cost of coverage1.
Our knowledgeable sales and service teams work with you to make sure you're getting the best solution to meet the needs of your client.
|Guaranteed Standard Issue (GSI)||Fallback GSI|
|Financials||Employee census||Employee census|
|Benefits||Based on census and participating lives||*Initially up to maximum issue and participation limits
*Offer based on census and participating lives
1 Discounts have requirements that must be met and may not be available in all states. Contact your local representative for details.
- Five or more employees who have been at work for a minimum of the past six months.
- Group LTD is in force and the highly compensated employees exceed the group LTD cap.
- Employers in industries such as technology, banking and engineering.
Key materials listed below.
Multi-Life DI: Underwriting Solutions Overview (JJ1278)
This flier covers the four main disability income insurance underwriting programs for employee benefit programs.
Key materials listed below. These materials are not intended for use with consumers.
GSI process producer flier (JJ1310)
This producer flier outlines the steps that need to be taken when writing a multi-life case with more than 10 lives.
DI9943-01 - 06/2019