Disability Insurance Underwriting
Rely on us to help get business placed quickly and seamlessly. Our underwriting professionals and case coordinators are just a phone call away at 800-654-4278.
Below are quick links to (login may be required):
Help clients share medical records more quickly with Human API
We’re excited to share that Principal® is working with Human API to make it easier to sell individual disability insurance policies and speed up the application process by helping clients share their medical records electronically during the underwriting process.
- Educate yourself on Human API by watching this Brainshark presentation.
- Watch a video from Human API to see the experience your clients will have.
- See how it works and how you and your clients benefit (JJ2316).
- Use this email template (DI10136) to acquaint a customer to the process before they are contacted by Human API.
- See the two client emails and two financial professional emails that Human API will send out on your behalf.
Online Part B
We're also committed to improving your ease of doing business with us. Online Part B is an innovative solution that can help simplify the process to complete a Part B for your individual disability and life insurance clients.
Producer overview flyer (LH188)
View (PDF) • Order
Frequently asked questions (JJ2319)
View (PDF) • Order
Consumer overview flyer (LH166)
View (PDF) • Order
Key materials listed below.
Product Description & Underwriting Guide booklet (JJ1213)
This booklet gives details of the underwriting guidelines for individual disability income, key person replacement, overhead expense, and disability buy-out.
IDI Underwriting Quick Reference Guide (JJ2337)
An overview of the key underwriting guidelines for IDI solutions from Principal Life including issue and participation limits, financial verification and medical requirements.
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