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A better retirement plan experience | Principal
Better retirement | Principal

A better retirement starts with the experience

With innovative and user-focused digital tools and resources, we can help deliver a better retirement experience.

See how

Improving plan health and retirement readiness

We're evolving the Principal defined contribution and defined benefit retirement platform. It will incorporate the best capabilities from both Principal and Wells Fargo Institutional Retirement and Trust (IRT). Combined, these features can help drive results for plan sponsors and participants alike.


Our system is built to be nimble and scalable to meet the complex needs of all clients.


Plan administration tasks are just a click away and streamlined for efficiency.


Navigate to your retirement plan solutions in one place from a single sign-on.


Personalized participant experience meets individuals where they are.


Interactive, engaging financial wellness tools and resources help build confidence.


One-touch contribution increases make taking action simple.

Meeting plans of any size with Principal® Total Retirement Suite

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All–in–one retirement solutions.

An icon of a checklist representing the ways a retirement plan participant can self-serve using Principal technology.

Wide range of investment products.

An icon of a dollar sign representing how Principal’s Total Retirement Suite offers in-plan retirement income offerings.

In–plan retirement income offering

Working with us is easy

We believe a better retirement begins with a better customer experience. Throughout this integration, we’re focused on seamlessly providing the customer care you expect along with best-in-class enhancements to help drive outcomes.

Preview our enhancements (PDF)

Industry-leading user experience

  • Principal ranked “best-in-class” plan sponsor financial service website 1
  • Principal ranked #1 for participant website and online capabilities 2
  • Participants who logged into the Principal website have a 50% higher average deferral rate 3

Why the Principal Platform?

Significant research and due diligence went into the recordkeeping platform decision. Learn more about the selection criteria, where the platform decision fits in the integration of Wells Fargo IRT, and answers to other frequently asked questions.

Read the FAQs

Connect with us.

Get more on how our innovative and user-focused digital resources can help deliver a better retirement experience.

Questions? We’re here to help.

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1 Dalbar’s WebMonitor Rankings, DC WebMonitor award for plan sponsor Q1 2019

2 Principal ranked #1 as a retirement plan service provider for participant website and online capabilities, based on number of recordkeeping plans, PLANSPONSOR Recordkeeping Survey, July 2018

3 Principal reporting from 1/1/2017 through 12/31/2017 for participants who use our digital resources.

Principal Financial Group® closed the acquisition of certain assets of the Wells Fargo Institutional Retirement and Trust business (IRT) on July 1, 2019. The transition, transfer, and conversion of IRT business operations, employees, and clients will occur over the following 12-24 months. During the transition period, Wells Fargo Bank, N.A., a bank affiliate of Wells Fargo & Company, will continue to operate and service the IRT business for the benefit of Principal®, including providing recordkeeping, trustee, and/or custody services. Wells Fargo has not reviewed the content of the attached material and makes no judgement of its accuracy.