A deferred comp plan is an employer-sponsored benefit designed to help your clients keep their organizations strong and key employees loyal. These benefits are a smart way for employers to:

• Recruit – Attract the best employees as part of a competitive benefits package.
• Retain – Encourage key employees to remain loyal to your organization.
• Reward – Provide performance-based contributions to achieve organizational goals.
• Retire – Help your key employees save enough for retirement beyond what qualified plans allow.

Learn more. (PDF)

Clients can leverage this versatile tool to meet the various needs of their key employees while meeting organizational goals. These benefits allow key employees to meet a variety of goals, including:

• Retirement savings – Save beyond 401(k) plan limitations with employee deferrals or optional employer contributions. Help key employees bridge the retirement gap from 401(k) plan testing and limitations.
• Other savings goals – Control timing of payouts to meet other savings goals before or after retirement, such as college education or second home.
• Managing taxes – Help manage the impact of taxes using the plan's flexibility for when benefits are paid.
• 401(k) Restoration – Use employee deferrals or employer contributions from deferred comp to restore benefits limited under a 401(k) plan.

Learn more. (PDF)

Our history as a company speaks for itself. We’ve been providing nonqualified deferred compensation plans for more than 20 years, and have over 75 years of retirement plan experience. We’re the No. 1 provider of deferred comp plans¹ and a leading provider of defined contribution plans². What sets us apart from others is our:

• Commitment to and experience in the business and retirement plan markets.
• Unique plan design and flexibility to tailor it to specific needs and goals.
• Specialized team of legal, accounting and financing resources with more than 200 years of experience to provide support.
• Service and commitment to building long-lasting relationships.

A member of the FORTUNE 500^®, our employees are passionate about helping clients of all income and portfolio sizes achieve their goals. You can count on us to offer innovative ideas, investment expertise and real-life solutions to help make financial progress possible. Learn more. (PDF)